2024 Score Edition Component Score
45
/100
Band: Moderate
Score date 2024-12-30 · Method v3-2024-refresh-explainability
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U.S. Housing Stability Intelligence
County Component
Ownership Sustainability evaluates long-term carrying viability for resident households beyond initial purchase access.
Long-run ownership strain can rise from tax, insurance, and recurring carrying costs even when headline prices appear manageable.
2024 Score Edition Component Score
45
/100
Band: Moderate
Score date 2024-12-30 · Method v3-2024-refresh-explainability
Comparative Context
State percentile: 78th.
National percentile: 45th.
Ownership carry proxy from owner-cost burden (17.6%), owner-occupancy share (80.1%), and labor-market pressure (4.2% unemployment).
Driver 1
Ownership sustainability is the strongest component at 45 / 100, so it contributes the most support to the current housing stability score.
Assesses whether residents can realistically maintain housing over time across cost escalation, tax pressure, insurance overlap, and distress trends.
Signal 1
Owner carrying-cost burden relative to local income levels.
Signal 2
Owner occupancy share and tenure durability context.
Signal 3
Expense escalation overlap across taxes, insurance, and maintenance pressure.
Signal 4
Distress-related pressure signals where available in standardized sources.
Interpretation
Higher scores indicate stronger long-term ownership viability.
Lower scores indicate elevated ongoing carrying-cost risk for residents.
Use trend direction to distinguish improving versus deteriorating ownership conditions.
Questions
Can households realistically maintain ownership long term?
Are recurring carrying costs becoming structurally burdensome?
How does local ownership viability compare with state and national peers?