Legal

Terms of Use

Effective date: February 23, 2026

These Terms govern your use of HousingStabilityIQ. By accessing or using this website, you agree to these Terms. If you do not agree, do not use the site.

1. Service Scope

HousingStabilityIQ provides housing sustainability analysis for U.S. geographies, including state, county, and city pages. Content is intended for informational and educational use. The service explains structural conditions using standardized methods and public datasets.

2. No Financial, Legal, or Professional Advice

Nothing on this site is investment advice, legal advice, tax advice, insurance advice, or professional consulting. HousingStabilityIQ does not recommend purchasing, selling, renting, financing, or insuring any property. You are responsible for your own decisions and should consult qualified professionals where appropriate.

3. Data Sources and Methodology Limits

Scores are generated from public and reproducible datasets, including federal and survey-based sources. Public data may contain reporting lags, revisions, suppressions, or measurement error. Methodology updates may change scores or trends over time. Historical values may be recalculated when source corrections or model improvements are introduced.

4. Permitted Use

You may use the site for personal, research, journalistic, and internal business review purposes.

You may not:

  • Attempt to bypass access controls or interfere with platform operations.
  • Use automated extraction at a rate that degrades service reliability.
  • Republish substantial content at scale without written permission.
  • Misrepresent HousingStabilityIQ scores as official government statistics.

5. Intellectual Property

Site content, scoring frameworks, visual presentation, labels, and compiled outputs are protected by applicable intellectual property laws. Public-source data remains subject to its original source terms. Nothing in these Terms transfers ownership rights to you.

6. External Links and Third-Party References

The site may reference external datasets, agencies, or related IQ properties. We are not responsible for third-party content availability, accuracy, or policy changes on external sites.

7. Disclaimer of Warranties

This service is provided on an as-is and as-available basis. To the fullest extent allowed by law, HousingStabilityIQ disclaims all warranties, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

8. Limitation of Liability

To the fullest extent permitted by law, HousingStabilityIQ and its operators are not liable for indirect, incidental, special, consequential, or punitive damages, or for loss of profits, data, or business opportunities resulting from use of this site.

9. Updates to These Terms

We may update these Terms as the service evolves. Revised terms become effective when posted with a new effective date. Continued use after updates constitutes acceptance of the revised Terms.