Housing Stability Score
74
/100
Composite Score • Higher is stronger
Scores use a consistent four-component framework built from public, reproducible data sources.
Housing-first durability lens
City Profile
Independence
Independence profile describes structural housing sustainability conditions for local residents using standardized national methodology.
Trend Direction
Stable
Trend direction compares this snapshot with the prior published score; movement within three points is treated as stable.
Media Summary
Independence Housing Stability Media Summary
Independence, MO currently has a 74 / 100 Housing Stability Score with a stable trend signal. The score is a structural housing sustainability measure, not a forecast of future prices.
Citation Language
Independence, MO has a 74/100 Housing Stability Score (strong), 74/100 national percentile, and +1 point change versus the prior published snapshot.
Housing Stability Score
74
Strong relative housing sustainability score on a 0-100 scale.
Current Score Rank
#11 of 460
Current score rank among cities with population of at least 100,000. Full city index rank: #7,996 of 30,973.
Score Movement
+1
Fastest-improvement rank: #150 of 460 among major markets. Point change versus the prior published score snapshot.
Leading Signal
Market Volatility
Highest component score in the four-part housing stability framework.
Ranking Context
These cards use the same major-market denominators and sorting rules as the national ranking pages, so local ranks match the ranking lists.
Most Stable Markets
#11 of 460
Housing Stability Score: 74 / 100
Independence, MO ranks #11 among the most stable major housing markets.
Least Stable Markets
#450 of 460
Housing Stability Score: 74 / 100
Independence, MO ranks #450 among the least stable major housing markets.
Fastest Declines
#311 of 460
Score Delta: +1
Independence, MO ranks #311 among the fastest declining major housing stability markets.
Fastest Improvements
#150 of 460
Score Delta: +1
Independence, MO ranks #150 among the fastest improving major housing stability markets.
Affordability Pressure
#403 of 460
Affordability Score: 46 / 100
Independence, MO ranks #403 for affordability pressure among major housing markets.
Supply Pressure
#427 of 460
Supply Score: 89 / 100
Independence, MO ranks #427 for supply pressure among major housing markets.
Ownership Sustainability
#128 of 460
Ownership Score: 20 / 100
Independence, MO ranks #128 for ownership sustainability among major housing markets.
Why This Score
These drivers summarize the main score movement, strongest support, and clearest pressure point for this location.
Score Driver
The composite score moved 1 points versus the prior published snapshot, which is within the stable range for this methodology.
Component Driver
Market volatility is the strongest component at 95 / 100, so it contributes the most support to the current housing stability score.
Component Driver
Ownership sustainability is the main constraint at 20 / 100, so users should read that component as the clearest pressure point in this location.
Score Driver
This score uses 10 observed local inputs and 4 inherited county inputs out of 14 model inputs; 0 inputs are filled from comparable benchmarks when direct observations are unavailable.
Score Components
Every location includes standardized component evaluation so cross-location comparison stays structurally consistent.
Affordability Stability
Evaluates whether housing costs align sustainably with local income over time using rent burden, price-to-income, and cost growth relative to wages.
Component Score: 46 / 100
State: 23 / 100 percentile (below-average relative stability)
National: 46 / 100 percentile (mid-range relative stability)
Market Volatility
Measures housing price consistency and resistance to boom-and-bust cycles that can destabilize long-term resident outcomes.
Component Score: 95 / 100
State: 96 / 100 percentile (very strong relative stability)
National: 95 / 100 percentile (very strong relative stability)
Supply Pressure
Tracks whether housing availability keeps pace with demand through inventory, construction pace, and local supply balance conditions.
Component Score: 89 / 100
State: 89 / 100 percentile (very strong relative stability)
National: 89 / 100 percentile (very strong relative stability)
Ownership Sustainability
Assesses long-term ownership viability through expense escalation, tax burden pressure, insurance overlap, and distress indicators.
Component Score: 20 / 100
State: 17 / 100 percentile (low relative stability)
National: 20 / 100 percentile (below-average relative stability)
Comparative Context
State Comparison
State benchmark: 67 / 100 percentile (higher is more stable), placing this location above most comparable places in this state.
National Comparison
National benchmark: 74 / 100 percentile (higher is more stable), placing this location above most comparable places nationwide.
Methodology Summary
Scoring uses public, reproducible county-level datasets including ACS, BLS LAUS, FHFA HPI, and Census housing estimates, applied through the same framework across affordability stability, market volatility, supply pressure, and ownership sustainability.
Snapshot Date: 2024-12-30 • Data Update Status: Succeeded • 2026-05-08 21:30 UTC
County Data Refresh: Succeeded (2026-05-08 21:22 UTC)City Data Refresh: Succeeded (2026-05-08 21:24 UTC)HUD County Refresh: Succeeded (2026-05-08 21:28 UTC)County Score Update: Succeeded (2026-05-08 21:28 UTC)State/National Score Update: Succeeded (2026-05-08 21:28 UTC)City Score Update: Succeeded (2026-05-08 21:30 UTC)
ACS: 2024 ACS 5-yearBLS: 2024 BLS annualCensus: 2024 Census housing growth proxyFHFA: 2024 FHFA annualHUD: 2024 HUD FMR (carried forward from 2023 HUD FMR)
Data Coverage
City coverage combines local city observations with county-level inherited signals when direct city series are unavailable.
Observed Local
10
Inherited Inputs
4
Imputed Inputs
0
Coverage Share
100%
Total model inputs this run: 14